I appreciate the assistance provided by the staff of the Virginia Department of the Treasury in preparing this report. Susan F. Dewey, State Treasurer; Arthur N. Bowen, III, Deputy State Treasurer; Gary Ometer, State Debt Management Director; Evelyn R. Whitley, Debt Manager; and Francine Spinelli, Senior Debt Analyst, each made significant contributions to this final product.

Robert W. Lauterberg, Director of the Department of Planning and Budget, and Richard D. Brown, Deputy Director of the Department of Planning and Budget, provided editorial, technical, and policy assistance in finalizing the report.

Additional assistance in developing this report was provided by Valeria R. Murphey, Public Relations Manager with the Department of Planning and Budget; and by Michael Rider, Electronic Publishing Manager, and Verna Left, Printing Customer Services Specialist, with the Department of Accounts.

- Ronald L. Tillett